Stamp duty calculator
Stamp Duty Land Tax (SDLT) on residential property in England and Northern Ireland. 2026 rates. Scotland (LBTT) and Wales (LTT) use different schedules.
Default rates for replacing your main residence, or buying your first home where relief doesn't apply.
£6,250
Total stamp duty on a £325,000 standard residential purchase
Breakdown by band
| Portion of price | Rate | Tax on band |
|---|---|---|
| £0 to £125,000 | 0% | £0 |
| £125,000 to £250,000 | 2% | £2,500 |
| £250,000 to £925,000 | 5% | £3,750 |
| £925,000 to £1,500,000 | 10% | £0 |
| Above £1,500,000 | 12% | £0 |
| Total stamp duty | £6,250 | |
| Effective rate on the full price | 1.92% | |
Need to know your full upfront costs?
Stamp duty is one of several costs (deposit, legal fees, survey, lender fees). A regulated broker from our panel will run through the whole picture with you, free at the point of advice.
Start a free health checkHomecue is an introducer service. These figures are indicative. Always confirm SDLT with a conveyancer before exchange.